Manual Payment Calculator
For shoppers who want to play around with financing, the manual calculator gives them full control.
Down payment adjustments
Term length comparisons
Interest rate exploration
Side-by-side payment views
Agentic AI Smart Concierge
Give buyers an instant, realistic estimate—before they anchor to the wrong number.
Financing & payment questions
Purchase process guidance
Trade-in discussions
Real-time decision support
Trade-In Valuation
Shoppers can add their trade-in details directly in the widget and instantly see how it impacts their financing options.
In-flow trade-in capture
Values applied directly to payments
Details passed to the dealer automatically
Switch to Voice
When shoppers want a more human experience, they can switch from chat to voice and receive a call from BuyOcto’s virtual agent.
Natural voice conversations
Walkthroughs of financing and next steps
Zero dealership staff involvement
Custom Financing Options
Personalized lease and loan options from multiple lenders—using a few anonymous details.
Lease & loan comparisons
Multiple lender options
Shopper selects preferred plan
Sent to the dealer with the test drive request
Test Drive Booking
Allows shoppers to book a test drive directly with your dealership—without ever leaving the VDP.
Seamless scheduling
Higher-intent leads
Full context delivered to sales teams
